Category Archives: Bursary, Grants, Financial Aid

R21 million bursary deadline for North West youths is fast approaching

Bursary application


There are 71 bursaries worth more than R21 million available for North West youths to apply for and further their education and training and acquire skills that are scarce in the province including civil engineering to accounting, architecture and anthropology.

In order to address the province’s critical shortage of skills, the North West Premier’s office is calling on all learners and unemployed youths residing in the province to apply for the bursaries and further their education and training on a full-time basis at tertiary institutions.

Other available courses include community development studies, LLB degrees, civil engineering, quantity surveying, BSc Occupational Therapy, BSc Speech Therapy, BSc Agric, aviation, town planning, supply chain management, archival studies and records management, financial management, amongst others.

For all those interested, application forms can be obtained from the Office of the Premier, district communication offices, district and local municipality offices and labour centres across the province.

The only conditions and requirements for the bursaries is that all applicants must have passed matric in the previous years or they must already be studying at tertiary institutions. Preference will be given to those applicants from poor areas or those who are performing well academically but are in need of financial assistance. People with disabilities are strongly encouraged to apply

The deadline for submission is January 10.



ETDP-SETA offering bursaries, learnerships and internships coutrywide



The Education, Training and Development Practices Sector Education and Training Authority (ETDP-SETA) have opened new offices in Mpumalanga to help and assist young adults access to information for bursaries, learnerships and internships.

The chief executive of ETDP-SETA, Nombulelo Nxesi, is calling on all youth, not only in Mpumalanga, to visit their local provincial office to obtain more information and advise about bursaries, internships and learnerships to “better their lives and those of their communities”.

Nxesi was quotes as saying that the government is providing the youth if South Africa the opportunity to continue with their education and providing financial for those that cannot afford further education. The government’s objective is to create an environment whereby the youth are employable and provide the necessary skills and training to individuals to open and manage their own businesses.

ETDP-SETA is providing numerous bursaries for a wide range of skills that are currently scare in the market place today. These bursaries are can be used for Further Education and Training colleges or registered universities throughout the country. Nxesi also stated that over the past 2 years, ETDP-SETA has managed to train over 5000 individuals around the country.

The primary objectives and goals of the bursaries is to provide for those currently employed, along with unemployed individuals within the education, training and development (ETD) sector , the opportunity to obtain qualifications in those scarce and critical skills.

Bursaries are awarded in the following programmes:

  • National Professional Diploma in Education (NPDE) and Postgraduate Certificate in Education (PGCE)
  • B.Ed Mathematics and Science
  • B.Ed Foundation Phase
  • Certificate in Education
  • B Com; BSc Applied Mathematics
  • Masters in Commerce
  • ACE in Leadership and Management
  • Computer Studies
  • Human Resources Management, and Public Finance


The selection criteria for bursaries from ETDP-SETA include the following:

  • The applicant’s academic ability.
  • Eligibility for an approved degree or PGCE in one of the priority areas.
  • Commitment to a teaching career, which includes: interest in working with young people; enthusiasm for a professional career in teaching; readiness to face and surmount difficult challenges; and personal integrity.
  • Commitment to teach in any school to which a student may be appointed by a Provincial Education Department.

ETDP-SETA has taken steps to open office in all nine provinces in order to provide young adults the opportunity to seek assistance and advise and obtain the necessary information about all programs available from the ETDP-SETA.

For more information about ETDP-SETA and bursary opportunities available, please visit the SETA’s website –



Bursaries available for Mpumalanga Students – only need to apply

bursary application


Mpumalanga Provincial Government is offering bursaries to grade 12 students to further their education in South Africa. The Mpumalanga Education Department is urging all students who require financial assistance to apply for bursaries to various universities within South Africa to so before 30 September 2013.

All students need to do to qualify for a bursary is to complete the  application form which are available at the provincial government complex in Riverside Mall in Mbombela or any regional Education Department offices. Bursary application forms are also accessible via the education department’s website – CLICK HERE

The Mpumalanga Provincial Government Bursary Scheme for the 2014 is controlled by the local Mpumalanga Education Department. The local government centralized all bursaries and will administer all bursaries and application directly from the department.

All applicants for 2014 bursaries need to complete the application form and submit the following documentation:

  • Certified copies of their Grade 12 mid-year results if they are currently in Grade 12
  • Certified copies of their Grade 12 final certificate if they have completed Grade 12
  • Proof of residence
  • An acceptance or provisional acceptance letter or proof of registration from a higher education learning institution
  • Certified copy of their South African identity document
  • Proof of income of their parent(s) or guardian(s)
  • Proof of disability from a registered medical doctor or clinic/hospital (if applicable) and/or proof of indigent status.

Students are also encouraged to seek out other further education and training opportunities provided by the government in order to asset them to obtain a university qualification. Bursaries and other information for students who require financial assistance to further their education is available from Fundza Lushaka Bursary Fund and the National Student Financial Aid Scheme.



Full Medical Degree Bursaries on offer for Gauteng students

Gauteng Department of Health


The Gauteng Department of Health, in an effort boost the falling number of doctors in the region, is inviting all youth across the province who are interested in following a career path in medicine to apply for bursaries to study in Cuba.

THe proposed course will take candidates 8 years to complete comprising of 1 year of Spanish and foundation courses to help bridge the language barrier’s. Followed by 5 years of medical studies and ending with a further 2 years of studies at a South African University to complete a degree in medicine.


Minimum Course Requirements

  • Must have a Matric certificate
  • Level 4 in Physical Science
  • Level 4 in Physical Mathematics
  • Level 4 in Life Sciences
  • Level 4 in English
  • South Africa citizen
  • Permanently residing in Gauteng
  • Age 18 – 25
  • Already registered at Nursing Colleges and Higher Education Institutions in their third year of study

The only restriction for this offer is for those students who have already obtained a tertiary qualification will not be considered.

The Department of Health stated that it will assist and finance a limited number of successful candidates to complete a degree in medicine. “Successful applicants will sign a bursary contract prior to the departure to Cuba with the department to serve/work for the same number of years as the duration of study in Cuba and South Africa.”

For those students and families who can afford to pay for tuition, they are also invited to apply and take up this opportunity to complete a medical degree.


Application Process

Bursary application forms are available directly from the Gauteng Department of Health located at 78 Fox Street, 9th floor, Old Standard Bank Building, Johannesburg

The application forms are also available at the Human Resource Units of the following Hospitals: Dr George Mukhari Academic, Steve Biko Academic, Chris Hani Academic, Charlotte Maxeke Johannesburg Academic, Sebokeng, Natalspruit, Tembisa, Tambo, Leratong and Dr Yusuf Dadoo.


Certified Documents Required

After completing the bursary application form, remember to attach 2 certified copies of the following documents to your application:

  • Curriculum Vitae (CV)
  • Birth Certificate (of applicant and all dependants of the parents)
  • Identification document (applicant and parents/guardian)
  • Passport (if available)
  • National Certificate (statements of results for 2012 matriculants will be accepted)
  • Proof of registration from the University (if currently registered)

Other certified documents; Academic record (progress report) from the University; Proof of income of both parents or guardians (sworn affidavits for those without proof of income) as well as proof of residence in the form of utility bill or account registered in parents’ or guardian’s name.


Hand Delivered

All completed applications are to be hand delivered to:

The Directorate: Professional Development (attention: Yvonne Skosana)
78 Fox Street, 9th Floor, The Old Standard Bank Building


Closing Date

The closing date for applications is 28 June 2013.


Contact details

For more information or any questions regarding the bursary call

Yvonne Skosana on 011 298 2328/2334 or
M Motaung on 011 298 2484.



Student loan debt reaches $1.5 billion and climbing

Current student loan financed by the National Student Financial Aid Scheme (NSFAS) for tertiary education at the moment stands at R13.4 billion (US$1.5 billion) in delinquent loans it has been revealed by South Africa’s Higher Education Minister Blade Nzimande. Somewhere around 20% of students who took out loans are yet to pay a single cent towards their debt repayment packages.

The Minister has stated that recovering the capital sum is a priority of the education department and has encouraged the South African Revenue Service (SARS) to get involved and  garnish money from defaulters’ salaries.

NSFAS has publicly stated that it is lacking the relevant skills to recoup loans and that the scheme is not proficient at recovering debt. NSFAS has told parliament that only 5% (R638 million) of the total long-term debts has been recovered as at the end of 2011 which stood at R12.2 billion.

In spite of the delinquency rate of students loans, Nzimande has applauded the NSFAS scheme as “a feather in the government’s cap”. In 2012, R5 billion in students loans was granted and that since the scheme’s inception in 1999 more than R19 billion has been disbursed.


Student financial aid 1


Background of Student Loans

Higher education in the country has demonstrated and plays a crucial role in boosting the economy and contributed towards developing a wealthier society by producing highly skilled graduates.

The intention of government is to boost the annual university enrollment from 900,000 to 1.5 million by 2030 and realize their objective of a 23% higher education participation rate.

In January of 2012, a Green Paper was published setting out the goals and objectives of government pertaining to post-school education and training, with a target of generating  4 million students by way of colleges and other post-school institutions.

Currently, the country has a 16% participation rate of adults aged between 18 and 24 in comparison with a global average of 30%.

To be able to open access to  higher education and increase the number of students, it is vital that a student loan and bursary scheme remain in existence and promoted. In 1994 there were merely 495,000 students annually registered for university education. In 2012, this number stood at 900,000.

The current loan and bursary scheme has a stated objective to provide a sustainable educational funding system for student loans and bursaries and making it possible for academically deserving and financially needy students to realize their potential. The goal is to “make a difference in our land” – a key goal for a deeply unequal society.

The principal way whereby poorer students can obtain access to higher education is via the nation’s grants and loan scheme. Based on reports from the NSFAS, students loans and granted supported something like 32% of all university students in 2011.


Student financial aid 2


Access to and repayment of student loans

Based on Absa’s head of transitional banking,  Harriet Heymans, the bank estimates that a further 25% of students make application via other commercial institutions to obtain student loans to finance their studies.

In the USA there are reports and statistics proclaiming that the current student debt exceeds $1 trillion and that it takes somewhere around 10 years for individuals to repay their students loans after entering the work force. There are concerns that South Africa may very well be heading in the same direction.

As opposed to the USA, South African banks are well regulated and force lenders to comply with the National Credit Act and Consumer Protection Act. It is precisely these acts and laws that will prevent the country from entering an education loan crisis.

The National Credit Act and Consumer Protection Act assists to protect and support students. Making sure that loans are repaid within a specific time frame, all student education loans are registered in the names of the students parents  or in the case of part-time workers the student themselves.

Ensuring that students loans are repaid has additionally been backed up by Wits University Vice-chancellor Loyiso Nongxa who has expressed that it is crucial  that loans are repaid and that the non payment of loans goes beyond a mere resistance to honoring the debt.

Beside the undeniable fact that there currently exists a high level of graduate unemployment; there also exist the issue where students who are granted loans however do not graduate and find it difficult to seek out employment and repay their debts.

Even if a student drops out of college or university they are still liable and accountable for their debt. South African Students Congress claims that this figure is roughly a third of all students who have received loans.

According to NSFAS student loan terms and conditions, it specifically states that students who receive loans have a primary responsibility “to repay the confidence shown by studying hard, graduating and [entering] the workplace”. Thereafter, the loan has to be repaid.

In spite of this, currently students are only obliged to repay their debt once they have found employment and their salaries exceed R30,000 annually. Once this threshold has been achieved students are obliged to pay 3% of their annual salary increasing to a maximum of 8% upon attaining a salary of R59,300.

Nzimande is also committed to retaining the current policy whereby hard studying reduces the loan element, converting up to 40% of the borrowings into a non-repayable bursary which is dependent on the year-end academic results. The NSFAS annual report shows that at the present time this loan-to-bursary conversion translates into 15% of the current total student loan debt.

As reported by Business Day the country spends far too little on tertiary education. Current spending indicates that the current budget of R31 billion or 13% of the total education budget. The student loan system is trying to resolve two contradictory tendencies by, in essence, hoping to get more individuals into university while at the same time trying to maintain a constrained budget.

“The problem is complicated by a high dropout rate, which renders some of the spending ineffective,” – Business Day.


Education savings


Resolving the problem

Finding a solution to the students loans and grants issue is no simple task. The NSFAS is unable to say with 100% confidence whether or not the capital on student grants and loans will be repaid. There is a trend whereby students begin repaying their loans however in time become untraceable or end up in informal employment. The same holds true for those students who fall below the earnings threshold.

Furthermore, there is doubt whether or not debts will be repaid considering that that this depends on the reality that when students exit the tertiary will they find employment and what will their annual earning be. Also, will the scheme have the ability to monitor and keep track of students who are granted bursaries and loans; not forgetting the effect of inflation which also impacts the student loan. A loan of R10,000 currently does not translate into the same buying power for that capital three years hence. Add to that equation the reality that the scheme charges an interest rate equivalent to 80% of the repurchase rate, presenting a considerable discount to commercial interest rates.

Career Wise MD Monique Adams has stated that she is also wary of the loan problem and believes that there is an ever increasing debt problem in South Africa with more and more students taking out loans.

“The problem will not go away, but will increase as more students take out loans,” she concluded.