What a University Graduate needs to know about Money

Bookkeeping Course

When students graduate from university and embark on their careers and join the working world, there are a few things they need to take into account. Here are some pointers for students to take note and remember once you start their careers and begin to earn money.

  • Figure out how much you will need up front to move and start your life.
  • Know what your take-home pay is–it’s not as much as you think.
  • Be realistic about your expenses and essentials.
  • Understand cash flow.
  • Keep an emergency account.
  • Know when to use a debit card or credit card.
  • Get renter’s insurance.
  • Begin contributing immediately to a 401(k) plan or an IRA account.
  • Don’t be afraid to invest.

 

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